Category CDL-B Straight Truck Non-CDL Straight Truck
License Requirements CDL-B Regular Driver’s License
Truck GVWR 26,001–33,000 lbs Under 26,000 lbs
Typical Truck Size 24–26 ft (with sleeper, diesel) 22–26 ft (no sleeper, gas/diesel)
ELD Required? Usually yes Often exempt

🧾 Startup Budget (Leasing Onto a Carrier)

Item CDL-B Owner-Op Non-CDL Owner-Op
Used Truck Purchase $45,000 – $80,000 $20,000 – $40,000
DOT Physical/Med Card $100 Optional but smart ($100)
Business Registration/LLC $150 – $300 $150 – $300
Insurance Down Payment $3,000 – $5,000 $1,500 – $3,000
Tools/Security (straps, locks) $200 – $400 $200 – $400
Fuel Float/Startup Cash $2,000 – $4,000 $1,000 – $2,000
Carrier Onboarding Fees $250 – $500 $100 – $400
Misc (hotel, maintenance fund) $1,000 – $2,000 $500 – $1,000
TOTAL ESTIMATED STARTUP βœ… $51K – $92K βœ… $23K – $47K

πŸ’° Weekly Income & Operating Costs

Category CDL-B Owner-Op (Solo) Non-CDL Owner-Op (Solo)
Avg Gross Revenue/Week $2,000 – $3,800 $1,200 – $2,500
Fuel (diesel or gas) $600 – $1,200 $300 – $600
Insurance (weekly) $250 – $400 $150 – $300
Maintenance (avg weekly) $150 – $300 $100 – $250
Other Costs (tolls, meals) $100 – $200 $75 – $150
Net Profit Range (solo) βœ… $800 – $1,700 βœ… $400 – $1,200

πŸ” Team drivers (especially CDL-B) can gross $4,000–$7,000/week and double profitsβ€”teams are favored by expediting carriers.


πŸ“ˆ Annualized Income (Solo Operator)

Metric CDL-B Non-CDL
Low-End Net Annual ~$40,000 ~$20,000–$25,000
High-End Net Annual ~$85,000 ~$60,000
Break-Even Point 6–9 months 4–6 months

🧠 Summary: Which Is Better?

Category Best Option
Easiest to Start βœ… Non-CDL
Highest Income Potential βœ… CDL-B (especially as a team)
Best for Part-Time or Side Hustle βœ… Non-CDL
Best for Full-Time Career Growth βœ… CDL-B
Lower Operating Risk βœ… Non-CDL
More Load Access βœ… CDL-B

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